“My First Deal with Silver Hill Truly Exemplified
What a Perfect Fit Looks Like”
A Franchisee Case Study
HomeVestors® Franchisees across the country are discovering a smoother, more confident Fix-N-Flip lending experience when they work with their financing partners at Silver Hill Capital, LLC.
But don’t take our word for it – let’s hear from Indiana-based Franchisee Dennis Thewlies as he describes an experience he and his wife Reece had working with Silver Hill’s Fix-N-Flip team. Dennis has worked with Silver Hill on a number of transactions, so we asked him to describe a particularly challenging deal and the ways in which his team and ours were able to work together for a big win.
Loan Breakdown:
- Location: Indianapolis, IN
- Type: Single Family
- Purchase Price: $42,000
- Rehab Budget: $35,600
- Sale Price: $156,900
In general, what are you looking for when you work with a lender?
Dennis Thewlies: “As a franchise owner focused on maximizing my investments, my first deal with Silver Hill truly exemplified what a perfect fit looks like. The flexibility they provide is unmatched in the hard money lending space.”
What was the main challenge on this particular deal?
Thewlies: “Initially, I attempted to wholesale the property, but I quickly realized it was a challenging prospect — 12 dumpsters filled with trash just weren’t appealing to buyers. After cleaning out the house, I shifted my strategy to a wholetail, but still faced the tough market; no buyers were interested.”
How did Silver Hill help you overcome the challenge and get this deal done?
Thewlies: “Silver Hill stepped in at a crucial time. They offered a low cash down payment of less than $3,000, which allowed me to access the funds I needed quickly. Their straightforward process for draws was incredibly efficient—after taking photos of the cleanout/demo, the funds were deposited into my account within 48 hours. This quick turnaround helped me cover dumpster costs and labor without putting a strain on my cash flow.
When there were no takers even after the cleanout, I decided to rehab the property. Once again, Silver Hill’s easy draw process allowed me to pay my contractors promptly and keep the project moving smoothly. I’ve repeated this process successfully multiple times with Silver Hill, and their low down payment and flexible draw system consistently prove to be a winning combination.”
What inspires you to continue choosing Silver Hill?
Thewlies: “Since my first deal, Silver Hill has made significant improvements to enhance their processes. I appreciate the option of desktop appraisals, although sometimes a drive-by appraisal is necessary depending on the scope of the draw.
Throughout the entire process, Rodney Young’s unwavering support and follow-up kept everything on track. Brintney Brown ensures that the team remains efficient, and Ellitria Young is truly exceptional. She effectively manages the draw process and ensures that my team is taken care of, making the whole experience seamless.
What sets Silver Hill apart is their leadership. Josh Waltzer leads by example and genuinely cares about my business. Silver Hill treats me like family; they understand that challenges arise, and as long as I communicate with them, they work toward solutions that foster a win-win situation. “
What would you say to a franchisee who hasn’t worked with the Silver Hill team yet?
Thewlies: “In this industry, having a dedicated partner like Silver Hill is invaluable. I wholeheartedly recommend Silver Hill as an investment partnership. They have earned my trust and respect, and I look forward to continuing our relationship in the future.”
Well, there you have it! We deeply appreciate Dennis for taking the time to participate in this case study and we invite any Franchisee reading this to create their own success story with Silver Hill.
Reach out to Rodney Young ([email protected]) to take the next step on a Fix-N-Flip financing scenario. You can also learn more about our solutions on our vendor page or at www.bridge.silverhillcap.com.
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